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Medical Debt and Your House
self

Posted on 08/23/2005 5:27:04 PM PDT by hsmomx3

If someone accumulates a lot of debt due to major medical bills, can the state seize your home if you are unable to pay in a timely manner?

Also, which states do not take your home away in this situation?


TOPICS: Government; Health/Medicine
KEYWORDS: debt; homes; laws; medicalbills
Just curious, that's all.
1 posted on 08/23/2005 5:27:06 PM PDT by hsmomx3
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To: hsmomx3
Move to Cuba or Venezuela ASAP (kidding).
2 posted on 08/23/2005 5:28:50 PM PDT by jdm (The answer to the extra credit question on a Columbia U exam is always choice C: "Bush's Fault.")
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To: hsmomx3

No.


3 posted on 08/23/2005 5:31:36 PM PDT by satchmodog9 (Murder and weather are our only news)
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To: hsmomx3

It depends on your state's homestead laws.


4 posted on 08/23/2005 5:32:04 PM PDT by Dog Gone
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To: hsmomx3

Yes if they want to give it to a developer to bulid a theater and hotel


5 posted on 08/23/2005 5:33:28 PM PDT by al baby (Father of the beeber)
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To: hsmomx3
If someone accumulates a lot of debt due to major medical bills, can the state seize your home if you are unable to pay in a timely manner?

No. If you submit $20 a month you're cool (I think). My step-father has about $200,000 in unpaid medical bills from 1992 to present and he still has his home.

6 posted on 08/23/2005 5:34:11 PM PDT by jdm (The answer to the extra credit question on a Columbia U exam is always choice C: "Bush's Fault.")
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To: hsmomx3

Only if by some strange chance you live in Arizona... Otherwise you're probably OK.


7 posted on 08/23/2005 5:45:50 PM PDT by FinallyBackInNH ((I know...that was evil, but I couldn't help myself))
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To: hsmomx3

I've heard before that medical debt can't or doesn't even count against your credit score. Maybe somebody else can confirm that.


8 posted on 08/23/2005 5:46:37 PM PDT by diverteach
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To: hsmomx3

Google : Medicaid debt recovery


9 posted on 08/23/2005 5:50:38 PM PDT by afnamvet (Jet Noise...The Sound of Freedom)
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To: diverteach
I've heard before that medical debt can't or doesn't even count against your credit score. Maybe somebody else can confirm that.

No it does not, first and second hand opinion.

Medical bills (in Indiana) are dischargeable in bankruptcy, so no point in them forcing the issue.

I wouldn't sign a promissory note, though. Some hospitals arrange for a bank to take over the debt, guaranteed acceptance. I may be wrong, but I would imagine that a bank could come after you when the hospital could not.

10 posted on 08/23/2005 5:58:09 PM PDT by digger48
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To: hsmomx3

see post #10


11 posted on 08/23/2005 5:59:18 PM PDT by digger48
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To: hsmomx3

Yes, your home and your business. It happened to friends without insurance and a premeie.


12 posted on 08/23/2005 6:04:21 PM PDT by Chickensoup (Mmmmmmm! Mmmmmmm! Good!)
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