Have you thought of filing on line with TurboTax? You can go through their filing questions to you and find out if you can use their service for free. Kinda cool.
The whole thing drives my husband crazy...he likes to do things way in advance, and I, on the other hand, let things go till the last minute...sometimes that causes friction, but he does indulge me on this income tax thing...
In the days when we had kids at home, and mortgage and credit card interest, and sometimes even got the earned income credit, we would file immediately...but those days are long gone, and we are dealing in minute sums of money, so for some reason, it just seems unimportant, and nagging problem to be dealt with at the last minute...