That is correct. Insurance does not pay for preventive expense. Only pays when you are sick. I can’t even imagine how much money will be saved with annual preventive procedures such as pet scans to detect cancer early.
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When they can find out if someone has pancreatic cancer early, they will pay. Way cheaper than one ER visit to find out early. Most likely they will be able to suppress it for years if they catch it early.
As far as AI is concerned, the algorithm the AI model uses will be taught to all M.Ds...Probably best to use blood findings, and CAT, MRI scans. Probably use high res. sonograms early on.