The people who think they homeless are just down on their luck have never dealt with the homeless. I try to stay as far away as possible as I’ve seen them go from docile to full attack mode in the blink of an eye.
You categorize a homogenic grouping of those considered as homeless.
Although I have never had hands on experience, the numerous videos do not depict a homogenized homeless society.
In videos from California, Oregon and Washington, there are large villages of tent dwellers. There are blocks and blocks and blocks of RV dwellers parked on the streets. All of these people have chosen to dwell in locations other than what is conventional housing.
Down on their luck is an expression for being unable to cope with the destructive societal change resulting from the progress wrought by the radical leftist governments.