Yes humidity combined with 100+ temps is unbearable for a picnic. But it is always breezy and tolerable temp on beach at 7 AM. I have not been sick since moving here in 2016. Best part is I can jump on a last minute discount cruise with 90 minute drive to second largest cruise port in Port Canaveral.
In 9 years I am here, did 20+ cruises of 4 to 7 days. Zero state income tax paid for all the cruises. When I croak, my kids will not pay state death tax in Florida. I am already 85 so I plan on dying in FL. I dropped home insurance 5 years ago. Chances of house burning down are ridiculously small. Also pay no auto liability insurance, since in FL one can self insure by showing $40k in assets.
Only thing I dislike in FL is I gave up golf. Weather is too hot for 8 months to walk 18 holes. That is the only thing I miss from WA-OR border where 9 months were great weather for golf.
Glad you like it there!
Lots of people enjoy Florida.
But not me.
I like the mountains, unpaved roads, dry weather.
There are income taxes here, but seniors get huge deductions.
And, whatever I am left to pay, I can mostly redirect to charity of my choice or private school tuition.