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You either die or have younger generations/tax payers subsidize you.

Was renal dialysis a real thing for the consumer in the 1950's, lol? Cost up to $100,000 a year out of pocket to keep living. Transplants were hard to come by in the 1950's lol. Lung is about $1.3 million out of pocket, about that for heart too. Liver and kidney up to $500,000 depending were you live. Heart procedures, average $150,000 out of pocket. Tracheotomies about $550,000. Colonoscopy, wasn't around in the 1950's either. Out of pocket cost about $15,000 and that is a preventative procedure. Get cancer, treatments out of pocket can run 7 figures out of pocket (Includes pharms). Multiple med-surg procedures now that did not exists in the 1950's that would have for the sake of argument, adjusted for inflation mind you, would have put you and your family on skid row without insurance or government subsidies. Market forces would have been out of reach due to non-existent profit margins. I havn't even touched on the pharms which are pricey too, mainly due to regs.

Needless to say health care is expensive just using wholesale cost. That knowledge people bust their ass learn, innovate, and practice for leads to expensive labor costs. So in the face of that what would be your fiscal solution that meets demands of the end user (Don't forget, they like private rooms and high ratios for providers to users which cost $$$$)? Please don't give me Utopian "market forces" because that excludes so many variables along with fixed costs to hash out just for starters.

Welcome to the techno age, debt train, and stagnant wages, enjoy the show.

Good points. We are quite lucky in this day and age to be able to get transplants, etc.

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