The reason it’s usually free to start is to lock you in after the no underwriting period. The prices increase much faster as time goes on and the MA provider is betting you won’t be able to qualify for a supplement once you realize you made a mistake. If you travel out of state MA is a poor choice. I went to the AZ Dept of Insurance and studied prices and increases. It wasn’t even close. That free MA costs way more in the long run. Some supplement providers also had high increases but certain names stood out as being cost effective. Pound for pound MA is the inferior option.
That is not correct information. I am on Medicare advantage plan for 8 years. There is zero cost to be a member for 8 years running. Actually MA plan has paid me cash every month!
Please read my post #25.