Insurance is very expensive to administer and the insurance company must make a profit.
Therefore, I self insure on as many things as possible, where the cost of being wrong is moderate (Dental, Vision, Life (in my case)).
Insurance is very expensive to administer and the insurance company must make a profit.
Therefore, I self insure on as many things as possible, where the cost of being wrong is moderate (Dental, Vision, Life (in my case)).
The concept of self insurance is lost on many. They want “free” stuff.