We live in one of the moldiest places in the country. It makes everything look like crap and it can be a real pain to clean up if you don’t soak it with bleach first... but the vast majority of varieties are not very dangerous to most people.
Of course I always hate it when I put cheese in or on a meal without realizing that there was mold on it. And it screws up how the meal tastes.
Mold can just be cut off of cheese, if you bother to pay attention.
And eating mold doesn’t cause the problems that breathing certain molds can cause.
One thing I’ve noticed about bathrooms: if there’s a window in the bathroom, even if it is never opened but light comes through, there isn’t much mold.
But bathrooms with no windows usually do get mold.