The "usually due to" clause is key.
“”From another thread on the subject: A Social Security overpayment occurs when a beneficiary receives more money than they are entitled to, usually due to not reporting changes in their income, marital status, or living situation to the Social Security Administration (SSA) in a timely manner.””
That doesn’t make any sense. What is the source? Employers report income to SS, not the individual and no recipient or applicant reports changes in their income or marital status...no one’s living situation is required for receiving earned SS benefits. If the source was talking about a SPOUSE receiving the benefits for a dependent child, that’s something entirely different...
I don’t think it is right to take the whole check if an overpayment was made. I would also hope that the same thing would happen if there are underpayments made. Whole checks should be coming in.
I was one of them.
When my husband died, I reported it and they wasted no time removing his SS payment that just went into our joint account. So yeah, they are sure fast at removing it. LOL