I don’t think it is right to take the whole check if an overpayment was made. I would also hope that the same thing would happen if there are underpayments made. Whole checks should be coming in.
I was one of them.
When my husband died, I reported it and they wasted no time removing his SS payment that just went into our joint account. So yeah, they are sure fast at removing it. LOL
My MIL died on October 31st. We were astonished how fast the SS office went in and removed her October SS payment from her checking account. Even though she had lived that entire month.
It’s interesting how how quickly they can claw back payments when you die.
I reported my husband’s death the same day. So did the funeral home. It’s been almost a month and his check is still in the bank. They said they had to take it back since it was deposited the day after he passed. I’m tired or balancing the balance around it.