You mean like JD Vance??
Well, I did for get the "sarc" tag, but if you want to cherry pick, I'll meet your excellent exception to the rule, and raise it with all of the instant millionaires that made their fortunes in risky investments, AKA poweball winners.
But my general point is how most of that article is basically saying that the being unlucky is the biggest financial mistake you can make.
Like being underinsured.
Tell that to someone with cancer who can easily outspend their maximums to survive.
Or people who live well within their budget and then get their identities stolen by an illegal aliienand go bankrupt trying to clear it up (this happened to me, but so far I have been able to avoid too much financial damage, and it was due to an IRS leak !).
Or the guy who shoots an intruder trying to kill his family and ends up losing his home due to a wrongful death civil judgment.
Other than living with your means and saving for retirement, I think that article is ridiculous.
>> You mean like JD Vance??
Heh. Touche!