You can’t get back to reasonable health care costs just by picking on the health insurance industry.
We also need federal tort reform, changing the practice to “loser pays.” That would stop all these fishing expeditions by personal injury ambulance-chasers, dramatically reducing how much doctors pay for malpractice insurance and how much hospitals and medical equipment manufacturers pay for liability insurance.
No doubt that tort reform is needed. I wonder how much the average OB GYN pays a year in malpractice insurance. I knew one 20 years ago and they paid $100k a year back then.