Getty’s management must be preppers and not expecting the government to fight their fires and keep them safe.
Insurance companies require all sorts of special protection for insuring valuable art pieces against theft and/or damage/destruction.
If the museum wanted fire insurance extraordinary measures would be required.
My art collecting relatives had to move into a gated community with armed guards if they wanted to insure their art from theft—as an example.
Getty was a smart man. His son not so much................