Why don’t the leftists go after the politicians who harmed our healthcare system with Zer0Care?
Who is surprised? They wanted unvaxxed people loaded onto cattle cars and put in camps. They wanted you fired, unable to attend school or church, basically locked away. Nope. Screw them. We know their hearts now. I will not coexist with such people.
A health care CEO - Shoot to kill!
Mysterious drones - Leave them alone!!!
People are loosing site of the rule of law.
The government can allow millions to ignore immigration law, BLM can burn down cities, looters can steal from stores, a disgruntled man can shoot to kill another man who he deems responsible for his unhappiness and the masses applaud him (are just a few examples), and no one is held accountable. We are becoming a nation where people think it is okay to do whatever they themselves feel is right and justifiable. They have no moral compass, only love for themselves, no love for others and especially no love for God.
Video games
Violent films and television
Access to extreme violence streaming
All equates to brainwashing
Support Constitutional CCW! Trump can do it!
The problem stems from the way health and auto insurance is typically sold - with fixed dollar premiums.
It incentivizes the insurance company to fight for every dollar, which can head directly to its bottom line.
Insureds should bear all of the financial risk, so insurance companies don’t profit from jerking insureds and providers around.
Insurance should have an issue fee [~$100], a potentially refundable issue margin reserve charge [~$100], a monthly profit allocation [~$20], and an offer premium.
As the months go by, a $520/month health insurance offer premium would typically be adjusted by a higher-than-expected payout charge, or a lower-than-expected payout credit.
For January, you might pay $740.
For February, you might pay $540.
For March, you might pay $540.
For April, you might pay $532.
For May, you might pay $545.
....
For December, you might pay $557.
For healthcare insurance, when healthcare claims have almost all been settled, in say May of the following year, you might get a refund of the remaining issue margin reserve charge in the amount of $56.
For auto insurance, the refund of the remaining issue margin reserve charge might take years to arrive.
Personally, in my lay opinion, I think imaging coverage should be on an all the doctors prescribe basis (sans contrast agents and radioisotopes) if obtained off-hours at a plan in-network provider. The operator and the machines are available 24/7/365 at hospitals.
The culpable are the lawmakers and regulators in Washington who have hijacked the country’s health care industry.
The CEO was scheduled to testify against Nancy Pelosi....
My proposal for new drug plans:
Federal PPACA exchanges would offer Interstate Class Drug Plans,
exempt from state control, that to be fully federally subsidy eligible must cover at least:
1. 80% of all recombinant drugs by key active entity
(or 100% less the percentages held by the top three domestic rights holders by percentage),
2. 80% of all FDA breakthrough drugs by key active entity
(or 100% less the percentages held by the top three domestic rights holders by percentage),
3. 80% of all drugs covered by a key active entity patent
(or 100% less the percentages held by the top three domestic rights holders by percentage),
4. 90% of all WHO “essential” drugs
Plans would have to called the provider name, followed by each of the four percentages, followed by whatever the provider wants, say UHC 86-92-93-98 Gold.
Any percentage shortfalls would result in twice the percentage reduction in the federal subsidy amount.
This system would allow for genuine negotiation between drug plans and drug companies. Drug plans would have an incentive to try to buy drugs from drug companies and drug companies would have an incentive to make deals to make sales.
All drugs would be supplied at on an all-the doctors prescribe basis. The co-pays would be roughly equal to mere manufacturing cost.
The baseline federal drug subsidy would be the average policy holder age (as of the beginning of the policy period) divided by 3 taken as a percent of PPACA baseline subsidy amount for the PPACA household.
EXAMPLE A: For a PPACA household with a 34-year-old, a 36-year-old, and a two-year-old, the baseline federal drug subsidy would be 8% ((34+36+2)/(3*3))% of the PPACA household’s baseline subsidy amount.
EXAMPLE B: For a single PPACA policy of age 60, the baseline federal drug subsidy would be 20% (60/3)% of the PPACA household’s baseline subsidy amount.
You could switch to a higher price drug plan mid-year by paying a 10-fold monthly premium difference surcharge.
Each doctor/physician assistant in the US would be able to switch at no surcharge five patients per year into a different plan mid-year.
“requires insurers to cover the medical care of policyholders who have pre-existing conditions”
BIG INSURER PRE-EXISTING CONDITION LOAN AGREEMENT
Big Insurer is lending $30,000 for the care of Mr. Sick.
Mr. Sick agrees to pay Big Insurer $250/month until this loan is repaid.
Big Insurer agrees to credit Mr. Sick for subsequent net yearly profits made off Big Insurer insurance issued to Mr. Sick.
Providers warrant Mr. Sick will repay according to this agreement in proportion to the funds advanced to them under this agreement. The warrants will become due one year after the monthly payments are due. If Mr. Sick dies or more than 12 monthly payments are more than 30 days late, the warranted amounts must be paid in full within 30 days of written Big Insurer demand.
some interesting reviews at:
https://www.amazon.com/Ten-Year-War-Obamacare-Unfinished/dp/1250270936/
“requires insurers to cover the medical care of policyholders who have pre-existing conditions”
BIG PHARMA COMPANY DRUG FINANCE AGREEMENT
For each Magic pill provided to Mr. Sick, Mr. Sick agrees to pay Big Pharma Company the amount of $20.
Amounts shall be paid monthly and due by the 15th of the month following the month the pills were dispensed to Mr. Sick.
The monthly payments shall be no larger than $10 plus 1/36th the 1040 federal amounts due on the latest three prior tax year returns filed with the IRS. The fraction shall be cut in half if Mr. Sick is performing under a second similar agreement.
Upon his death, all unpaid amounts shall become due and payable to Big Pharma Company at the highest priority permitted by law.