The answer to invasive privacy/financial violations on this scale is crypto currencies.
There may come a time when FedGov has complete regulatory control over Bitcoin, but they don’t yet.
Ohh. They have more control than I thought.
https://www.perplexity.ai/search/does-the-federal-government-ha-nVH1m2YsRl2m.WyRf5AOyA
And it’s no surprise they want more.