I would go with original Medicare, plus a “supplemental” plan (also called a “Medi-gap” plan). Specifically, I would get the one called Plan G. The same plan is offered by many insurance companies, and you should probably pick the cheapest because
> I would go with original Medicare, plus a “supplemental” plan… <
I did a bit of research on that when I approached age 65. From what I can tell, get an “advantage” plan if you are on a tight budget AND are healthy.
The trick is with that second condition. A person can be healthy today and be in real trouble six months from now. Then your friendly advantage carrier will be setting up all sorts of hoops for you to jump through.
It wasn’t worth the risk for me. I went with a supplemental plan. Your mileage may vary, as the old saying goes.
Not being sarcastic , it's the reality of Obamacare.
Insurance is completely screwed up and these days your basic insurance is just a premium to cover all the other people who are free riders of the system.
You need to buy a second package to cover yourself. All those illegal aliens don't cover themselves. .
This is what I did… A,B and G
If you’re not sure, I highly recommend the site below. They were super helpful, and free.
https://go.medicareschool.com/optin21680726882108
This is what I did… A,B and G
If you’re not sure, I highly recommend the site below. They were super helpful, and free.
https://go.medicareschool.com/optin21680726882108