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To: NoLibZone

I would go with original Medicare, plus a “supplemental” plan (also called a “Medi-gap” plan). Specifically, I would get the one called Plan G. The same plan is offered by many insurance companies, and you should probably pick the cheapest because


6 posted on 12/10/2024 10:35:00 PM PST by UnwashedPeasant (I The pandemic we suffer from is not COVID. It is Marxist Democrat Leftism. )
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To: UnwashedPeasant
Good advice. Depending on when you were born, part F is slightly better than part G, but they phased out part F for people born after a certain date.

15 posted on 12/11/2024 12:16:42 AM PST by Governor Dinwiddie ( O give thanks unto the Lord, for He is gracious, and His mercy endureth forever. — Psalm 106)
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To: UnwashedPeasant; NoLibZone

> I would go with original Medicare, plus a “supplemental” plan… <

I did a bit of research on that when I approached age 65. From what I can tell, get an “advantage” plan if you are on a tight budget AND are healthy.

The trick is with that second condition. A person can be healthy today and be in real trouble six months from now. Then your friendly advantage carrier will be setting up all sorts of hoops for you to jump through.

It wasn’t worth the risk for me. I went with a supplemental plan. Your mileage may vary, as the old saying goes.


22 posted on 12/11/2024 1:39:42 AM PST by Leaning Right (It’s morning in America. Again.)
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To: UnwashedPeasant
Yeah, get the basic package which is generally worthless and then get a supplemental plan that explicitly covers you for all the stuff you will be denied under the medicare package.

Not being sarcastic , it's the reality of Obamacare.

Insurance is completely screwed up and these days your basic insurance is just a premium to cover all the other people who are free riders of the system.

You need to buy a second package to cover yourself. All those illegal aliens don't cover themselves. .

25 posted on 12/11/2024 2:59:56 AM PST by rdcbn1 (TV )
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To: UnwashedPeasant

This is what I did… A,B and G

If you’re not sure, I highly recommend the site below. They were super helpful, and free.

https://go.medicareschool.com/optin21680726882108


43 posted on 12/11/2024 7:44:34 AM PST by SomeCallMeTim
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To: UnwashedPeasant

This is what I did… A,B and G

If you’re not sure, I highly recommend the site below. They were super helpful, and free.

https://go.medicareschool.com/optin21680726882108


44 posted on 12/11/2024 7:44:56 AM PST by SomeCallMeTim
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