If my last HP laptop hadn't come with Windows 11 I would have been happy with ANY prior version. For me, Copilot and AI are used as frequently as would a translator from English to Latin (in other words, never). I currently have 23H2, and am wondering if you know if there is anything in 24H2 worthy of accepting the update.
Short honest answer is, "No idea at this time". I would guess it's more bells and whistles, flaky AI, annoying animations, and moving things around so you can't find them where they used to be. :-)
I use Win11 only for work, and only in rare circumstances, supporting users. My work Win11 machine will get all updates as part of the company's update policy.
I've pretty much given up fighting the juggernaut of Windows Updates to Win10 and Win11. I spend most of my time in Linux, some in MacOS, and a little in Windows for Outlook (company email). So I've accepted that I'll just go with the flow and hope for the best.