The next cut hurts: canceling Oktoberfest weekend in Fredericksburg. Lodging costs went through the roof at $400 per night. My extended family has a combo birthday party that weekend, so that also put the kibosh on the trip.
I’m not giving up my wine clubs for now, at least through next year. All told, my monthly expenses will be reduced by $500 by the end of the year.
Great points. Necessary points!
There’s a couple I watch on You Tube - ‘Under the Median’ and they are experts at saving money, budgeting, etc. I’ve learned a LOT from them - even though I am debt free and live a pretty simple lifestyle.
They challenge themselves (and others) to cutting just 10% out of each budget category when you feel you’re kind of against the wall. I really like that idea.
I followed Dave Ramsey for decades, and before him ‘Your Money or Your Life’ was a great eye-opening book. Before Dave was Amy Dacyczyn, ‘The Tightwad Gazette.’ I actually got her monthly newsletter IN THE MAIL back when that was fashionable, LOL!
Lots of ways out there to save a buck or two. You just have to really WANT to do it. And I wanted to do it! Retired from ‘work’ at 56, debt free. I should never have to work for a paycheck ever again, and I am thankful for THAT!