Absolutely. Online Banking, Tax Returns and the like are the first things that come to mind. I try to keep that at a minimum, but one might have to give them up completely on Windows if this can’t be circumvented.
If it gives you a software "switch" to "disable" the function, I recommend that you not believe it. First, it could be a partial or total lie, and second, subsequent Windows Updates can easily revert it to "enabled" -- that's common practice.
This is pretty nasty overall. The only way to avoid it for sure will be to avoid new releases of Windows entirely.