[Clutch Martin]

Well... there is that C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database generated by LexisNexis enabling insurance companies to access consumer claims information when they are underwriting or rating an insurance policy.

It wouldn’t surprise me if there is a healthcare version.

[Robert DeLong]

It would me, because they aren't allowed to deny them health insurance when it becomes mandatory for people to have health insurance.

The same does not apply when it comes to Life Insurance. The key term when is comes to Life Insurance is:

Actuaries are professionals who use mathematics, statistics, and financial theory to measure, manage, and mitigate financial risk and uncertainty. They are essential to insurance companies and are increasingly finding niches in other businesses. Actuaries use math and statistics to estimate the financial impact of uncertainty and help clients minimize risk. They can assess and manage the risks of financial investments, insurance policies, and other potentially risky ventures.

Me talking again:

Health insurance used to reject people who had pre existing conditions, but that was no longer allowed after ACA became law. So they mostly had something similar at one time, but no more. But other types of insurance companies still use actuaries to asses risk & determine prices, such as home, auto, rental insurance policies

But that really isn't the point. The point is, I was talking about Life Insurance companies. 🙂

[Robert DeLong]

When you get a chance, you should listen to Tucker's interview with Dr. Pierre Kory. It's audio only about an hour in length, and they talk about deaths & vaccines:

Dr. Pierre Kory