I have just enough to last me until I die, if I time it right.
I pray and hope to achieve the same.
Not sure just where I sit, but I live off Social Security; in other words, it meets my Normal needs from month to month. I have an emergency fund; guess you could call that a savings.
For someone on S.S. what should you expect? In my best year, I made about $34000 & that was probably in ‘01. I retired in ‘13 & most of the years from around ‘01 forward, the paychecks were “downhill” from there on until retirement. So what would be a proper retirement fund under those conditions? Added to this, I know many folks who get a smaller S.S. check than I do. I live singly & simply,own my own house, & drive an old car. I’d listen to any advice someone offers.