I got some oxy let over i could send it to you
We finally went with Imperial for husband if that is available in your area.
0 premium so how bad can it be?
No real experiences with them yet.
Having been battling Humana for several weeks due to their premature discharge policy, they have a Medicare TAKE Advantage Plan.
The crap is about to hit the fan as they are now working with United Healthcare (should be an snti trust violation) and screwing the elderly to make additional billions of dollars. A class action suit was filed against them last week.
Most nursing homes now reject United Healthcare and Humana for Rehabilitation.
IF you post your zip and the drugs you will be prescribed (the Dr office should know for a standard procedure what will be prescribed so ask) and I can search the cost for you... or go to Medicare.gov and check Prescription Drug Plan and list them and then use the compare tool to look at the three estimated least costly... It does get complex, but happy to help if you shoot me a message.
We have wellcare and it’s fine -
I have found Amazon Pharmacy to be cheaper in total than just my copays in my insurance plan. Check it out if you might.
Based upon experience, ask your surgeon for two additional items. The surgeon can include an anti-nausea drug in your IV. Ask about anti-constipation medication too. Constipation is a common side effect of most serious pain killers.
FWIW, I’ve had two neck fusions, two rotator cup, bariatic surgery, and hand surgery to reattach all the tendons in my right hand. IOW, there is some experience there. Get off the opiods as rapidly as possible. Pain tolerance is a personal thing but I take a opiod upon arriving home, one before bed, one the next morning then tylenol only. I’m not saying it will work for you but it does work for many. those opiods are a bitch. Quit them asap.
So, you’re not going to take vaccines but you will take prescription drugs? The prescription drugs can have side effects as serious, if not more so, than the vaccines.
I have found for pain: An ibuprofen tablet taken with an arthritis strength Tylenol works just fine.
We have Aetna’s “Silver Script” drug plan. It seems to work pretty well. ALSO get one of the “GOODRX” clones or GRX itself. It makes a nice difference. All druggists seem to have their own unique rules — you may have to shop aorund a bit for a supplier locally that will work best for you.
I’m confused. Are you on Medicare? Do you have Medicare B and a supplemental?
If so, I would recommend getting Part D. Aetna (owned by CVS) is good. You would have been better off it you had done this during open enrollment. Don’t know what’s involved at this point. Here’s a link you can snoop:
https://www.aetnamedicare.com/en/compare-plans-enroll/part-d-prescription-drug-plans.html
Medicare’s open enrollment period for Part D (outside drugs) and supplemental policies ended Dec 7th. You need to get in touch with a Medicare Guide big-time so this doesn’t happen again.
Dont get any. Just get your drugs from Canada. Canada Phamacy King. They even have real english speaking. people answering the phone. Drug prices are about a sixth of the amount you will pay in the US.
Unless there are extenuating circumstances, you probably do not need prescription coverage. Pain killers like hydrocodone and oxycodone are very cheap.
I had rotator cuff surgery just over a year ago and used a few (20?) oxycodone for the first week or so. That was it. They probably cost around $20 - do not remember exactly how much/how many/what strength. We are on Medicare (UHC supplemental) and do not have prescription coverage.
Drug plans are good if you have a chronic condition and are taking a lot of drugs. If you are healthy it may be much cheaper to go without a drug plan. Ask your surgeon what pain meds he will prescribe, the dose and the quantity. If you pay cash it will be less than half what many drug stores chains will charge for the same drugs.
Check out Amazon, Costco, or Walmart. Also grocery stores like Krogers can be even cheaper. Sometimes their prices are less than the co-pay. Be careful of CVS. They say they accept GoodRX and SingleCare but then raise the price.
I turned 65 in October.
I had four months (now one) to pick Part D plan without risking a future premium penalty surcharge.
I think I might go with either Aetna or Cigna.
The co-insurance thing is nonsense - a percentage of what?
On the other hand, my share of the cost would be about $15/month. Part D coverage costs Uncle Sam about $2000/year/beneficiary.
I have United healthcare I buy my (7 drugs, 3 month supply,) Maintenance prescriptions at,
www.scriptco.com
Even with the $140.00 subscription I’m saving $400.00 /year copay. They have a useful search tool to compare.
No narcotics, Ambien , etc.
You also get 4 yearly free delivery by USPS.
For Medicare Part D (prescription) or a Medicare Advantage plan, you will pay a late enrollment penalty if you did not have any prescription coverage in the preceding 63 days.
Some prescriptions are cheaper using goodrx than prescription insurance.
Usually all you need is hydrocodone for pain.. Narcotics are cheap, even without Rx coverage it will be $15 at most per Rx. If you already have Medicare you can’t enroll in a drug plan until open-enrollment next October. Unless you have complications or other illnesses post op is just two weeks of narcotics and a stool softener.
I have not gone through the replies. Ask your doc what he’s going to prescribe. Check the cost out of pocket and compare with supplemental plans. Decide. I’ll bet cash will win.