Hospitals jump for joy when they present a bill to a monied-patient with no real insurance because they’re stupid enough to actually pay that inflated bill. One example is birthing - a young couple having their first child and really no insurance to speak of.
My advice to ANYONE who doesn’t have insurance or their insurance won’t cover something is to do a little work and interaction with the hospital financial arm and work out a cash price paid up front deal.
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"We've every facility here for dealing with people who are rich. We can deal with a blocked purse, we can drain private accounts and in the worst eases we can perform a total cashectomy, which is total removal of all moneys from the patient."
About half do not have any private insurance. The births are paid for by way of Medicaid. I can't get an answer, but I doubt Medicaid is more than the dime on the dollar allowed by Medicare...... https://wisconsinwatch.org/2023/05/does-medicaid-cover-nearly-half-of-all-births-in-the-us/#:~:text=In%20Wisconsin%2C%2035%25%20of%20all,about%20everything%20happening%20in%20Wisconsin.