I think it depends on the family stateside though.
My oldest and her fiance are looking to buy a house and the realtor was shocked to find out her credit score was over 800 in her late 20s.
Both my girls are hard workers. My youngest has a full time role, but has at least a half dozen side hustles going as well.
-—depends on the family. Yup, sure does, and I see the differences all around. My own son, mid 40’s, who had no excuses, has done super well. The grand kids are in contact with many of the bad examples we talk about. The pressure is on us to keep them focused and paying attention to their fundamentals. They have plenty of strong examples to bounce off of. But way too many, don’t.