Continuous cruising is cheaper than a retirement home? That’s hard to believe. I’d like to see the numbers.
Princess Coral runs cruises at $46 per night per person (a little over $100 a day for a couple). Typically food and on board entertainment is included.
Repeat passengers get discounts, credits, free upgrades, etc. So long as you go light on the bar tab and don’t do excursions, you can keep the daily bill low.
Retirement homes cost between $2,000 and $5,000 per person per month.
Yeah, they are spending it wisely.
Retirement homes can easily be 10 grand a month. That’s for a single room, single person. 7500 for a 2 person room. Cruises aren’t more expensive than a decent hotel. If those two aren’t spending on a deluxe room, cruises are actually pretty cheap. They have reasonable med facilities on board, possibly more than you’d expect. Plus, if those two are frequent cruisers, they could be getting significant discounts.
OK. I’ll give you real-life numbers from California.
LODI, California. Last stop before ya hit the rural foothills.
The INEXPENSIVE retirement home — $3500/mo.
The NEWER place — $6200/mo.
For ONE person.
Now let’s look at an SF suburb. Pleasant Hill.
A studio for one — $6000/mo.
Now, all these places include 3 meals/day, and they usually also do your towels and bed linens for you once weekly.
As you might expect, fare at the less expensive places is more like Denny’s menu, and portions are “modest.”
At a more expensive place, you can expect an upgraded menu, but not much larger portions; less fried stuff, more real meat, more menu options at each meal — that sort of thing.
Bottom line:
Call it a “Life Hack”; this couple ‘re dumb like foxes.
I’m not familiar with the cruise world, but the couple could probably lower costs without a travel agent.
It depends on the retirement home and the life style they want to live.
You can make the numbers do anything you want {provided you have enough money to start with}.
A key fact that is notably absent from the article.