I’m on the west coast, well south of Tampa. Actually we’re snow birds so we don’t have to worry about the hot weather but in the winter we leave our house open and swim in the pool all winter long. It never freezes down here and it’s mostly pleasantly warm and dry in the winter.
Insurance is high, repairs from storms can be high but the houses are built to withstand the hurricanes, unfortunately the trees are not. We lost our best coconut tree last storm and one of my very large Queen Palms. The whole state is gun friendly. The worst thing about Florida is you can’t make left turns.
We were half/snow birds spending most of December, January and February in the Fort Pierce/Port St. Lucie area, but my wife's health reasons prevents long distance travel so we haven't been to FL for several years.
Living in Western PA, the brutal part of winter was avoided and the worst heat and hurricane season of FL was also avoided, the best of both states.
We tried living in Florida for an entire year back in the early part of the 2000s, but could not stand the summer heat, humidity and bugs/critters.
Switched plans and went back to being half snow birds {whole snow birds usually spend 5-6 months in FL} and quarter pounders are there for about 5-6 weeks... it's all good.