” I’m fine with the wind blowing and ceiling fans.”
There are quite a few times when I would be fine with that especially at night with a window open. BUT I live in a residential neighborhood with LOTS of houses and in the early morning when they start up their cars I get the fumes coming into the bedroom. :-(
Oh yes, that would be awful. I have lived near a busy city corner briefly - it can be very noisy and smelly. I had a stoplight nearby and I remember noise from traffic, cars with loud music blaring, revving of engines, horns, tires, etc. I didn’t stay there long, but it was awful.