Thanks! My insurance through P&G covers most of the cost but our part was still $163 a month. That’s better than the $600+ without insurance but still a lot. After we didn’t hear from the VA, I applied for the $10 copay card from Eliquis. My insurance is called Medicare Advantage through United Healthcare but since it’s a private employer retiree plan insurance, we qualified for the copay card. It’s for people with private insurance only that have high copays. If it had been government insurance, we wouldn’t have been eligible. The card is good for two years and then, if he’s still alive, we can renew it.
Regarding insurance, TVA is the red-headed stepchild of the federal government. Possibly the least government-ish of government behemoths, but only because there are competitors out there (Louisville Gas & Electric, Georgia Power, Duke Energy, etc.) that keep us somewhat in check.
Anyway, we are stuck with BCBS of TN as our provider, regardless of which plan we choose individually. I’m starting to look at the Medicare side of things as I’ll be “of age” next year and will also be retiring. No gold-plated plans for us and we pay out of pocket on retirement, though I think we’re better off than someone that is stuck with Obamacare. Will definitely be looking at supplemental too.
Interestingly, when I first came to TVA, there were 4 or 5 companies that had plans from which we could choose. BCBS, Cigna, couple of others - but no more. I went the cheap route with the HSA and high-deductible insurance, since it costs me less. I remember the good old days when health insurance was fully covered by the employer - back in the 80s and 90s at a previous employer. Even that company doesn’t do that any more.