I have no “retirement” beyond minimal social security which I have been drawing for 13 years but I also never retired. I still work. My SS is enough to allow me to live on the couch in front of a TV and I have not had one of those for 35 years.
Well, don’t be depressed about it!
In Canada and other socialized-medicine countries, the State increasingly recommends suicide as a cost-effective measure.
They’ll pay for it, though, of course.
(Limits the population and helps the climate change problem and so on.)