It will not be challenged...and banks said he will not go after it. Don’t forget, we’re talking about 1 piece 170’ x 170’ or 2/3 acre. I doubt the “vacant” value is $125,000.
I added an edit comment immediately after I posted stating the same.
FYI.
Ocean Pines is a Beach community; sub 1000 sq. ft. homes on tiny lots are selling for $450k+.