Posted on 10/15/2022 6:57:09 PM PDT by LouAvul
ping - thanks!
Back when I was working, and did have dental insurance, my dentist, whose practice I still use, told me I had an abscess on my bottom right molar. He told me he could do a root canal, but that there wasn't any guarantee that I wouldn't lose the tooth eventually. I decided to have him pull the tooth instead. He did say that I may end up losing the tooth behind it (the last tooth in the back), but I haven't yet. It's fallen forward slightly, and there is a small space between it and the next tooth, but I've never had any issues other than food periodically getting stuck there. This same dentist put in two permanent bridges about 2-3 years before I retired. He told me I might as well get them done while I still had the insurance instead of waiting, and having to pay for it out of my own pocket. I just turned 75 in August. Never smoked, although everyone else in my family did, and all either had dentures, or no teeth at all. I've outlived them all, and have lived the longest of any of them.
Divorce her and marry a dentist.
My checkbook, or atm card.
I am 66, have yet to use my medicare.
But then I lost my faith in our medical institution. Unless I am in dire need, I will never go see a doctor again.
We use use BCBS TN. $26/month per person. We’re satisfied. One major issue and it pays for itself.
I added Dental to my AMAC/Humana coverage.
“Unless I am in dire need, I will never go see a doctor again.”
Good idea. I’m cancelling my regular appointment scheduled for December. I’ll go for my blood panel, see the results at the portal online, and if there’s an issue I’ll deal with it. Otherwise, no lying doctors.
“My wife’s retiring in a few weeks and I’ll be needing a dental plan. Ours is provided by her employer till she retires.”
For starters, take the 18 months of COBRA that is required. You will pay for it, but there’s no interruption of benefits and you cannot be denied coverage.
After that, not really sure, so I’ll read the comments, but from my earlier research, you’ll have waiting periods to deal with, of varying levels, for services - although preventive services will apply immediately.
just dont go to dentists.
I stopped going 40 years ago, and have never had any problems.
My ex-wife made one of my kids go, I found out 15 min before. I told him do not let them drill or for sure you will have a cavity.
they tried but he told them no. I took the xrays got a second opinion from a different dentist and asked which tooth needed work and they could not tell me.
“The Chinese are teaching calculus to their 3rd graders while ours are trying to pick a pronoun.”
Seriously? My kids were in 6th grade before they dealt with Calculus, and I thought that was good.
We’re screwed.
“I thought dental was set up separate from medicare plans.”
There’s no dental plan through regular Medicare that I’m aware of. I do think that if you opt for an Advantage plan, some of them include dental. We don’t have an Advantage plan, but a Supplemental. And we buy our own dental insurance.
“Brush three times a day.”
More than that, pretty much after eating (at any time) and also with flossing sticks and cleaning with Denteks. If you get the crap off of your teeth quickly, they won’t have time to decay.
“what do you use for a dental plan?”
Dentures / Prosthetic Teeth / False Teeth
Cash (actually credit card). My dentist has a cash discount.
“Next month I’m having cataract surgery on both eyes.”
Probably worth noting that cataract surgery is covered under Medical Insurance, rather than Vision Insurance. So if you have a medical plan, you should be covered for cataract surgery.
me too..good plan
We simply pay out of pocket. Dental just isn’t that expensive. Insurance isn’t necessary. And if it’s over something really serious that’s considered surgery.
>>Next month I’m having cataract surgery on both eyes.<<
My optometrist said to skip the multifocals (at extra cost). I found there are no corrections achievable for those lenses.
Be sure you need them. My reasons for the surgery weren’t remedied, and I miss the sharpness that glasses could achieve.
Yep. That’s what we do.
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