YouTuber, Scotty Kilmer, got a question from someone whose ICE car was submerged up to the windows during the Florida flooding. The car starts and runs but is displaying several warning lights. Kilmer told him that sooner or later the car would fail because of the computers being flooded. But he could drive it until it failed and driving might prolong its life, a little. But he should file his claim and start looking for a new car.
But no warning about parking the car well away from the house or the car spontaneously catching fire and destroying itself and anything nearby.
Has Kilmer mentioned insurance for his EV?
Do EV owners pay elevated premiums or is the extra probability of claims covered by ICE vehicle owners?