One day we are going to wake up and there will be no more money in your bank.
Everything is going to freeze up.
Have some cash on-hand! And pay down as much debt as possible right now.
If there’s going to be no more money in your bank account, why would you pay down debt? The way you write your comment suggests no one will have no more money in their account. So paying down debt would seem to be useless at that point - many, many people will be in the same boat.