[Svartalfiar]

Yes, I did all that with my numbers.

But if everyone is a net payer in, and it’s extremely rare for someone to achieve a net pay out, then why does SS expect to go in the negative about now, and burn through all their built up reserves by 2035? Where is all the money going, if not net to all the retired people?

[cgbg]

“built up reserves”

There are no reserves.

There is no fund.

Welcome to the real world of Social Security:

https://moneymorning.com/2017/03/31/the-social-security-trust-fund-is-just-a-stack-of-ious-in-a-west-virginia-filing-cabinet/

[Harmless Teddy Bear]

Same place all the gas tax (perhaps I should say fuel tax) money is going.

For the amount of fuel tax we are paying we should have a road system that is the best in the world. But somehow it does not seem to end up that way. And they are constantly telling us we need to pay more to get basic repairs done.

If they spent the money on just what they should spend it on with (being generous) ten percent for administration cost there would be plenty of money.

They don't.

Or the education money. Same thing.

Which is a common problem with government. They spend the minimum they can on what they said they would do, they dole out the rest to buy votes and influence.

Which is why I always vote no on any increase. They have plenty of money. Too much in fact. So they waste it.