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There is not with any money you put in a bank either.

So if you are going to go there you might also say that you should not expect any money from your bank, your 401k or any investment account.

NONE of them keep your money all by it's self in a specific folder.

Um, that's my point. But, the difference is that the bank has an account with your numbers in it, and you gain that interest based on your numbers, and that's what you have.
SS doesn't do that - your total payout doesn't really depend on any numbers in your "account", it only affects the monthly amount. So if we relate this to the bank, once you start withdrawing from the bank, you get your monthly check until the account is empty, then the money stops. SS doesn't though - once your "account" is empty, they still go right on paying you until you're six feet down. You might end up costing more than the money the government made off of you. Might being the key word here, I'm not claiming that every Tom, Dick, and Harry pulling SS is a welfare case.

And everyone now alive who is drawing SS paid into it all their working life.

Not necessarily. I'm sure there's other potential reasons, but I know for sure that teachers and other public employees in some States receive a different pension/retirement benefit, and don't pay into SS at all. BUT, if they earned enough credits to qualify for SS based on previous/post employment, or other part-time stuff because those jobs paid into SS, they will receive a very-reduced SS check, based on how much they worked which job, and how much the other retirement is.

Also, survivor's benefits can easily pay out to someone who didn't pay in much (or any), but that's not really applicable because the dead spouse paid into the system for those, so merely a technicality to your statement.

I ran the numbers six ways from Sunday and the only way someone would get more out of SS then they put in is if they worked the absolute minimum and lived to be 92. Not impossible I will admit, just unlikely.

At that point then yes, they would get back more then they put in. Of course you also have to figure in the bunch of people who will pay in and never draw out a dime because they died.

SS is a horrible program, like most government programs and it is extraordinarily wasteful, like most... eh.. make that all.. government programs.

The government keeps it because it keeps the money flowing in at a record pace. And because it allows them to jerk you around.