I think the market will crash with or without the 3GD.
If you are 5-10 years to retirement, I’d take a good chunk out of the market. Course my philosophy has always been to never have any money in the market that you can’t lose.
If you can’t just shrug and say, sometimes ya lose...well that’s not good.
Young people have time to recover, and can generally move back home and stay in their parent’s basement. Older folks...they gotta make sure the basement is there and paid for.
slide.....no...just started retirement...have taken a little out....but really want to just live on our SS and husbands pension.....Fidelity was my work place 401k handler and I’ve stayed with them but the down side is that you don’t get that one on one face to face discussion time....