[know.your.why]

Were you going to continue to make the lease payments until then?

Of course.

[E. Pluribus Unum]

Even after the car was totaled?

You expected to quit making the lease payments, right?

[E. Pluribus Unum]

Then, in hindsight, you should have never told them it was totaled.

In a similar vein, never tell an insurance adjuster that you are uninjured before you get the settlement on the vehicle.

Always tell them your neck hurts until you have the check in your hands.