Both of those were major players in my 401K before I retired. I cashed out my 401K in monthly distributions since I retired at 58 and had a while to go to SS but still have my P&G stock account. I have to take it out in 4 years. I hope President Trump is back before then. I really need it to grow like it did the four years he was President. I can remember the company telling us, or forcing us, to invest with BlackRock and Vanguard before I retired.
What about the fed tax on early withdrawals on 401k’s ?