Please cite any evidence you have for this.
https://www.gmlawyers.com/claim-denied-as-experimental/
I will amend my statement though.
I will say your insurer MIGHT NOT payout. They may, or they may not. You probably should check with them to be certain, and get it in writing.
Evidence? They haven’t had any so far; why would they now?
The Earth is flat, birds aren’t real, and COVID vaccines are made from alien DNA. If you just say it enough times, it must be true.
It doesn’t exist. It’s just part of a narrative.