Well, I try to hold myself to a standard and lose weight, too. Didn’t mind being called fat, either. I call myself that, until the goal is accomplished. I’m old enough to not have any sensitivity to that sort of thing. Long ago, I had a grandfather who was known as a “fat boy,” (6’ 4”, 320 pounds) and he was loved by many.
I’m not too concerned about terms. I just don’t think she qualifies as “fat” (”obese”?).
Chunky, yes, perhaps, but I can’t tell she’s truly fat.