...the phrase “accepting Jesus Christ as your personal savior” never appears in the Bible.
I think a more accurate term other than ‘accepting Jesus’ is ‘stop rejecting Jesus’. We are saved by grace alone as a free gift. It’s already been given. By the grace of God it is ours now. No need to ‘accept’. But don’t ‘reject’ it which is the sin against the Holy Spirit. ‘Accepting’ has works-righteousness overtones, as if we have to do something to be saved. That’s why the more orthodox protestant denominations get hyper. Subtitle difference but significant. On the other hand I’m not going to fuss at those who happen to use ‘accept’ terminology.