I think what we have here is a failure to communicate.
If this topic interests you, please trace it from the beginning of the thread so you get the context of what I wrote.
If you don't have that level of interest, accept my statement that I do not expect crypto to replace the banking industry - ever.
I expect it to continue to make inroads into banking and retail and finance.
What we have here is that you’re wrong and you’re not willing to admit it.