You are entitled to your views and act on them.
There is no law requiring you to get inoculated.
I am going to cancel my home insurance in 2021.
I will take the risk if house burns down, because I have enough resources to buy another house. It is my individual decision. Not all people need insurance.
Just jumping in here; our house is not insured. The only thing that concerns me is if someone were to get hurt on our property. I know since Katrina, home insurance has gone up astronomically. (Insurance companies never lose money). Some of the houses on our block have quadrupled over the last 10 years. Ours is still in the fixer-upper stage, but we’re working on it.
To be topical, though, if we get any vaccine, it will be the Johnson and Johnson.