I qualify for Medicare Part B next month, but I’m still on my wife’s plan, and I have no clue what to do......my wife swears we’ll save money if I go ahead and opt up for it, but I have a lot of pre-existing conditions, and I don’t want to
lose my existing primary doctor or watch the cost of some of my meds skyrocket. Suggestions?
Your wife’s insurer will require you to enroll in Medicare when you’re eligible. Have your wife check with her insurance company to be sure, but failure to do so can be dire.
If you go to “www.medicare.gov/plan-compare” you can compare plans and even find what drugs are covered by each plan. To save a bit of digging you can call your Dr. and see what insurance companies they’ll work with.
Most plans don’t add any additional cost over Part B, (some do).
I couldn’t get an embedded link to work this morning for some reason. Possibly lack of coffee.
I was able to keep my doctor when I went on Medicare. And my medications are not too expensive; my part D Medicare is $59/month. I had a Cadillac plan before I retired, but it was very expensive -— $1000 a month; had a couple of not too major surgeries, and owed very little after my insurance paid. Meds were cheap. But I’m much better off on Medicare. BUT, because the obamacare rules affect Medicare AND Medicaid, and the real dangers in it are the rules and regs down the line as the years go by, I know that Medicare has already started denying some services for elderly, based on outcomes and projected lifespan. It REALLY needs to be repealed, if for no other reason than that. Progressives and other liberals will just NOT be happy until our healthcare is as crappy as the Uk’s and EU’s, especially as regards the elderly.