401ks are largesse from the government.
What government giveth, government WILL taketh.
The Democrats intend on converting our 401k money to approved investments only.
The only tax savings will be seen in investments tied to TBills and US Bonds, only.
That conversion will be “marked to market” immediately to the gen-fund.
The best you will make is 3% tax free.
Galt Gold.
Every government sees you as a dairy cow...
Until it gains enough power to view you as a beef cow.
Plan accordingly.
Preferably, years ago.