[bagster]

“re liability insurance: We probably paid for it too!”

Well, Half of it.

So who paid the other half? The agents, right?

I rest my case.

We paid for both fifty percents.

[Cletus.D.Yokel]

:: So who paid the other half? The agents, right? ::

And that 50% is likely credited back, in part, on their taxes each year.
A good CPA is a pearl of great price.