No problems so far.
If they ask you to pick the option it's a fried transaction, instead of a business transaction, don't do it. They claim it is so they don't have to pay a fee, but it leaves you unable to get your money back.
I know someone who lost $1000 as a deposit, trying to rent a property. They never got the money back.
I’ve used PayPal for years, possibly thousands of times. I’ve never had a problem or glitch.
Paypal loves to hold my credit cards. I do manual entry because I get high cash virtual credit cards to pay for getting impounded cars out. Paypal loves to hold those 2-3k charges for a month before releasing them. Using their card reader, no issues. but due to the above, I am back to using Square, which has been zero fuss the entire time we’ve ran it. Venmo I’ve used sparingly, but no issues there. My sister and I send cash through Zelle quite often, and yet to see issues there either.
PayPal is IMO the most hacked platform there has ever been. Avoid it like the plague.
“No problems so far.”
That’s what all victims say before the hammer drops.
Anyone chooses high risk by using their mobile device for banking attached to a primary account(s) and high-limit card(s) deserve what they get, as that ‘online banking 101’ advice is readily available to anyone willing to see & heed it.
Personally, I use NO MOBILE APPS WHATSOEVER and reserve any online banking solely for emergency purposes only...which have yet to materialize.
As such, my risk is zero.
I refuse to use PayPal mainly because of eBay. I dont like how they've been doing business.
On a more general note, I refuse to use any of the phone apps that can get access to my bank account. Mainly due to issues like this one. No customer service, and immediate access to my money? No thanks. If you can't do business in the traditional way, you don't need my money.