[greeneyes]

I forgot to add-I hate the cloud. I consider that just another way to collect data that Government shouldn’t have. I depend on it for NOTHING I need.

[Melian]

Thank you so much for your thorough answer.

Are brokerages like Ameritrade insured for events like cyber attacks, or would IRAs invested in stocks with a brokerage evaporate? How can one protect retirement funds?