The hotel owner still hasn’t been paid for the room the prostitute used.
He thinks he has. Which is what the whole financial “system” is all about.
Sure he did. It’s just that he borrowed the money from the man, and so he had to pay him back. But in turn he got to pay his debt owed. He couldn’t have done that if he hadn’t done a short term loan from the man, even though the man had not consented to the loan. 8>)